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Flooring tax credits
Quick answer
Many home improvement projects qualify for the federal Energy Efficient Home Improvement Credit (25C) — 30% of cost up to annual caps. Save invoices and AHRI/ENERGY STAR certificates for filing.
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Financing options
Most homeowners pay cash for smaller jobs, use a HELOC or home equity loan for larger projects, or take a renovation loan when equity is limited.
Insurance considerations
Homeowners insurance covers sudden, accidental damage from a named peril. Gradual wear and maintenance issues are excluded — a home warranty may help close that gap.
Project guides
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Last updated: 1970-01-01