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Furnace replacement cost

Quick answer
A new gas furnace installed costs $3,500–$8,500. High-efficiency (95%+ AFUE) models cost more upfront but cut gas use 10–20%.
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Typical cost range
$3,500$8,500
Best caseTypicalWorst case

National range, local reality

Costs at the low end of $3,500 reflect smaller or simpler jobs in lower-cost regions. The high end of $8,500 assumes premium materials, complex scope, or high-cost metros.

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What affects cost

  • AFUE rating
  • BTU capacity
  • Venting changes
  • Existing ductwork

Financing options

Most homeowners pay cash for smaller jobs, use a HELOC or home equity loan for larger projects, or take a renovation loan when equity is limited.

Insurance considerations

Homeowners insurance covers sudden, accidental damage from a named peril. Gradual wear and maintenance issues are excluded — a home warranty may help close that gap.

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Last updated: 1970-01-01